You will be paid as per Scenario 3 PLUS your income protection entitlement.

In addition to statutory rate payments paid to you by EML, you are entitled to top-up payments based on your current capacity for work and the time elapsed since your date of injury.

Top-up payments are paid to you either by NSWPF or TAL insurance.

Scenario 4 - More than 26 weeks with no capacity for work and you do have an income protection claim.